This DSCR calculator lets you quickly test whether a self storage property’s net operating income can support proposed loan terms. Enter annual NOI and basic debt assumptions to calculate monthly payment, annual debt service, and debt service coverage ratio.

Self-Storage Debt Feasibility Calculator

Enter annual NOI and basic loan terms. This tool calculates annual debt service and DSCR. (DSCR = NOI ÷ Annual Debt Service)

Inputs

If IO > 0, the calculator assumes interest-only payments during that period, then fully amortizes over the remaining term.

Outputs

Annual Debt Service
$—
DSCR

For full deal underwriting—including rent growth, expense detail, exit assumptions, and return metrics—see the Self Storage Analysis Model.